Its worth checking your gutters every so often to ensure that they are not full of leaves and are draining correctly, whilst also reducing ignition sources in case of fire. A great product to keep debris out of your gutter, whilst still letting rain water flow, is Gutter Bristles. They are easy to install, simply drop in, and are fire retardant. You can even push them into the top of your down pipe. Give them a go and reduce the cost of ongoing gutter cleaning.
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